5% Rule
The "5% Rule" helps us to take a reasonable amount each year from our endowment....

Each year, St James takes an amount out of our endowment to help with operational a capital expenses.  The "5% Rule" states that we can take 5% of the endowment's value, averaged over the last 20 quarters. You can view a model that shows how the 5% Rule affects our withdrawals in a bad economy....

Last Published: August 16, 2016 10:47 AM